Lloyds is not an insurance company
Many people don't know that Lloyds is not an insurance company. It is a collection of Syndicates on the floor of an exchange where risks are purchased for a premium.
There are many different methods of this, some are done by "treaties" and some actually "go...
Do you even close the scuppers?
I am leaving the boat in the water this winter and I'm a little concerned about water getting trapped in the scupper hose down where it meets the thru-hull.
Crumbs and pine needles and dog hair etc go down those scuppers and I wonder if they form a clog at the...